Annual Validation for ECHS Dependents: What Every Veteran Family Must Know
Annual Validation for ECHS Dependents: What Every Veteran Family Must Know
Blog Article
The Ex-Servicemen Contributory Health Scheme (ECHS) is a crucial healthcare initiative designed to support retired defence personnel and their families. As of 2025, a new rule mandates annual income validation for dependent members. This blog breaks down everything you need to know about the process, eligibility, and how to avoid deactivation of ECHS services.
Who Needs Annual Validation?
Annual validation is required for the following dependent categories:
Children above 18 years of age
Parents below 80 years
Any other dependent member (except spouse)
Exempt from Validation:
Primary ECHS beneficiary (ex-serviceman)
Spouse of the ex-serviceman
Children under 18 years
Parents aged 80 years or more
Permanently disabled dependents with valid documentation
Income Criteria for Eligibility
To continue receiving ECHS benefits, a dependent’s monthly income must be less than ₹9,000 plus the applicable Dearness Allowance. This amounts to approximately ₹13,770 as of 2025. If a dependent earns more than this, their ECHS card will be suspended until revalidation is completed.
Key Policy Updates in 2025
Immediate Suspension: There is no grace period. If the card expires and validation isn't done, the dependent will not receive any treatment, even temporarily.
12-Month Revalidation Window: After card expiry, beneficiaries have 12 months to complete validation. However, services remain suspended during this time.
Permanent Blocking: If the validation isn’t done within 12 months, the card is permanently blocked. The dependent must apply again from scratch.
How to Complete Annual Validation
Option 1: Online Process
Visit the official ECHS portal or use the mobile app
Log in as the primary beneficiary
Upload recent income certificate, ITR, or Form 26AS
Sign digitally and submit the form for approval
Option 2: Visit ECHS Polyclinic
Go to the Officer-in-Charge (OIC) at your nearest ECHS polyclinic
Carry self-attested income documents
Submit for verification and approval
Resolve any document-related queries promptly
Once approved, the dependent’s ECHS card is revalidated for one year.
What Happens If You Miss the Deadline?
| Timeline After Expiry | Card Status | Action Required |
|---|---|---|
| 0 to 12 months | Suspended | Submit income proof and validate |
| After 12 months | Permanently Blocked | New application required |
Practical Tips to Stay Compliant
Keep track of your dependent card expiry dates
Set reminders to validate in advance
Keep income documentation updated annually
Prefer online submission to avoid travel delays
Follow up with the ECHS polyclinic if approvals are pending
Conclusion
Annual validation ensures that the ECHS system remains fair and accessible to those who truly depend on it. This step is critical for maintaining uninterrupted medical care for your family members. Stay aware, act timely, and keep your documents ready to avoid unnecessary disruptions.
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